Whether the Defendant is Insured or Uninsured Greatly Impacts your Case
State law mandates, without exception, that all drivers must have auto insurance. Law enforcement has incorporated some powerful technology that can instantly detect whether a motorist is insured or not. Many dispense “street justice” by immediately towing non-insured vehicles and giving the drivers costly tickets. If the driver has been previously convicted of driving without insurance, he or she can lose their license for a long time and possibly even go to jail, especially if they are involved in a wreck.
Even when they know they’re apt to suffer the consequences if they drive without proof of liability insurance, at least one-in-four Texans still try to get away with it. Whether or not an insurance company is involved in your case makes a huge difference in the legal process and the outcome of your fatal auto accident claim. Some of the conditions surrounding your accident (and damages compensation) can be complex and often contentious. Other elements of the fatal car accident can be relatively straightforward once you get past the initial complexities.
If both drivers involved in the accident are insured, then the company covering the driver that caused the accident is responsible for compensating your family for all legal damages up to policy limits. Whether they do or not is one thing. Generally, this can be good for plaintiffs; because, in most insured cases, there will be at least some amount of money to compensate your family for the tragic loss of your loved one. And yet, most drivers with “street legal-only” liability insurance carry minimum coverage. Those minimums are 30/60/25. Each number is in thousands. The 30 is bodily injury per person, the 60 is bodily injury per accident, and the 25 is property damage (the value of the vehicle that was hit). Such policies typically fail to reimburse your family for this profound wrongful death loss fully. Notice there is no provision for pain and suffering or other survivor damages. Just because the money is theoretically available through the negligent driver’s policy doesn’t necessarily mean that you will be able to easily recover it, especially if the negligent driver carries minimum coverage.
Additionally, anyone who has dealt with “minimum coverage insurance carriers” understands that only a few of them pay better (and quicker) than others. Many, however, are less than responsive with claimants (not to mention their customers’ in-general, even if they still take-in those monthly premiums like clockwork). In just about any fatal auto wreck where an insurance company is involved and with so much money at stake, you’re sure to encounter aggressive insurance company adjusters, accident recreation specialists, defense attorneys, and their investigators as well. All are working to see that you lose your case, should you choose to sue that driver’s insurance company to collect your rightful damages.
Sometimes, a driver who has been involved in a wreck will take steps to hide his assets to make you think he or she is insolvent if your requested damages exceed the amount of their insurance coverage. He might try to hide the fact that he is insured altogether because of fears that his carrier will drop his coverage if there’s another car accident on his record. Regardless of the reasons behind this defendant’s behavior, the fatal car accident attorneys at our Texas Law Firm perform a thorough asset check on every one of the defendants – including the value of their insurance – to find out how much he or she’s worth. If there’s money available, we’ll find it and work to make sure you get the compensation you deserve for the loss of your loved one.
It’s also a good idea to immediately call an experienced auto accident attorney if the driver who caused the accident is less than forthcoming either at the scene of the wreck or later. Maybe the other driver doesn’t want to provide his contact or insurance information. Belligerent accident “victims” such as these usually have something to hide, either from the law or their insurance company. This behavior is also an excellent early indicator that he’ll even make it difficult to recover the damages you deserve because of his or her negligence in causing the death of your loved one. If the other driver displays this kind of behavior, treat it as a big red flag that you need to talk to a lawyer quickly.
Call us today. One of our accident injury attorneys will patiently listen to you, analyze your case, and explain your options. Our goal is to make sure that you recover as much as possible for your injuries and make this sometimes complicated legal process as easy as possible for you to bear.
The period after a car accident is often stressful and confusing. Don’t add to it and the confusion it creates by letting an inexperienced attorney handle your case or represent yourself when you are unqualified. With decades of experience, we are uniquely qualified and fully prepared to get you the best results possible. If you or someone you know was injured in a car accident, contact an attorney at our Texas Law Firm today at 1(800) 862-1260 (toll-free) for a free consultation and find out how we can help you.
The importance of hiring an auto crash attorney for your case litigation
Auto Crash Attorney
Although auto crashes have become quite common over the last decade and we notice them every day around us, no matter if we are participating in the morning or evening traffic rush or are just passing by. When you sustain injures through the fault of a negligent driver, you should take care of collecting all the evidence – pictures, business cards of witnesses willing to testify etc. Unfortunately, collision victims are sometimes too injured to take care of that themselves. If you are involved in an incident like that, you should call a car accident attorney immediately after the accident took place.
We know that cost is of great importance when you are considering whether to accept a monetary preliminary settlement offered by the Insurance company that has been held liable or to spend some money on legal services and get the compensation you deserve. If you have no money to pay your legal fees, you have no worries. More information here: @ https://caraccidentattorneysa.com
We take the claim on a contingency basis. That means that you will not have to pay a single dollar to your car accident attorney unless he wins you the money you deserve. This will give you a great sense of security in knowing he will work hard to win your compensation.
If, on the other hand, you think that your injuries are minor and you can go with self-litigation instead of hiring a prosecutor, it may turn out that you are quickly tricked by the insurance company of the party at fault and receive finances just for your initial medical expenses. Beware of that and do not accept offers that will not reimburse you for your pain and suffering, lost earning ability, past and future case-related bills etc. Remember that even if you are severely injured after a collision life goes on and you deserve to have an equal start with the other injured victims.
Our firm has a winning record of high compensations. We will be happy to provide a free consultation. This will allow you to get to know the attorney. He will tell you about the procedures to come and inform you of the settlement you should demand. Find more here @ https://laredotruckaccidentlawyer.comDetails
What Should You Do After A Car Accident – Attorneys Advise
This Texas auto accident lawyer will brief you on the immediate actions to be taken after an auto accident.
The moment an accident occurs, everything is chaotic and shocking and can make you immobile. It looks like everything has come to a halt, your surroundings seem vague and you fail to think clearly or take any action in that moment.
Being aware of the immediate steps to be taken after an accident gives you a direction to focus your thoughts and enables you to take the necessary action. Here are a few tips from an auto accident lawyer. These are things to remember if you get involved in any sort of accident.
Texas Auto Accident Lawyer Tips For Drivers:
1. Don’t run away from the scene:
‘Hit and run’ is a very serious offense which will usually result in criminal penalties. Never leave the accident scene till the police have arrived at the scene and make a report of the incident.
If it is a small accident and if you can negotiate with the other party, after finalizing the matter you can move on.
But if the accident has caused any serious injuries, never leave the place. The penalties are likely to be much less if you are there to give an account of the accident than if you have run away and are caught later.
2. Passengers and Driver Safety Check:
Ensure that all the passengers and drivers are safe and that there have been no injuries. If any one needs any medical attention, don’t delay in calling for an ambulance or other nearby medical services.
It is better not to move an injured person on your own because the injury might require delicate and very careful handling.
Unless you are very sure of your first aid skills, never try to move or give any sort of treatment to the injured passengers or drivers.
The only exception to this is if there is any fuel or gas leakage. In that case, the passengers should be moved away to a safe place without delay.
3. Call the police:
If the accident has caused a significant damage to any property or injuries to either passengers or driver, give a call to the police. The police will file a report with necessary information which will help the accident lawyer in further investigation.
4. Get the right information:
Try to get as much information as possible. Talk to the driver and passengers who are involved in the car accident. Get their names and telephone numbers and address and any other information which you can gather from them.
If possible try to get pictures of the accident scene. It’s a good practice to keep a disposable camera in your vehicle, particularly if you do not normally carry a cell phone with photo capabilities.
All this information will help out your cause should you have to hire a car accident lawyer to recover damages for you in a claim.
5. Talk to any witnesses:
There might be spectators of the accident who can serve as witnesses of the tragedy. Talk to them. Take down their names, phone numbers and contact address.
Ask witnesses to give the details of the accident, what they saw, how it happened, who was at the fault, etcetera. Ask as many people as possible who are in the vicinity. These details will also help your auto accident lawyer in contacting witnesses for investigations and may turn out to be invaluable to your claim.
6. Inform your insurance company:
Never forget to call up your insurance company in the event of an accident. Give a detailed account of the accident and the damages you have suffered. The information gathered and the statement of the witnesses will help the insurance company to get a real picture of the accident.
If you find that the insurance company is not handling your claim properly, a Texas car accident lawyer will definitely assist you in dealing with insurance companies wisely.
7. Keep your medical records with you:
Always keep a few details of your medical records in your pocket, wallet, or purse while traveling. Information on your blood group and details of any illness which you are suffering from are important, especially if you are severely injured or unconscious and can’t provide the information verbally.
Something as simple as this will help the doctors to start any needed treatment as soon as possible, rather than spending time in getting to know more about your medical history.
Advice From An Auto Accident Lawyer:
Make a note, the state of Texas laws are quite stringent in relation to its litigation.
Also, a good auto accident lawyer would suggest that you never blurt out apologies after an accident. It’s easy to do out of habit, but don’t! Also, do not speak about the accident to anyone other than to your lawyer, your insurance company and the police.
Sometimes the insurance company or the lawyer of the other person who is involved in the accident might try to get information from you. Ask them to consult your auto accident lawyer for the information they are seeking.Details